Mortgage Loan Closer, BR 10 - Mortgage Ops; 11.15.24

JOB SUMMARY: A Closer maintains the workflow of the closing process, from sending initial closing disclosures through issuing closing documents and funding the loan.

ESSENTIAL FUNCTIONS:
• Maintain a pipeline of loans from initial closing disclosure through funding
• Maintain required company turn times and SLA’s
• Completely audit loans to ensure the loans meet both company and investor guidelines prior to delivering the loans to an investor
• Ensure the policies have enough coverage, for example sufficient dwelling coverage on Hazard Insurance.
• Prepare and send initial closing disclosures as requested
• Prepare and send any changes of circumstances disclosures on CD’s as necessary
• Work with title companies or settlement agents to balance necessary closing documents ensuring accuracy and quality of work
• Issue final closing documents to borrower and settlement agents
• Work with various parties (internal and external) to obtain needed documentation to cure/resolve all items that may affect the salability of the loan in a timely manner
• Request wires timely for loans funding
• Review files against a checklist and provide authorization to release funds
• Complete post closing closing disclosures and assist post closers in the salability of the loan
• Assist team members as needed, during times of peak volume and staff absences
• Assume additional responsibilities/duties/projects as they arise

QUALIFICATIONS: • Must have a minimum of 2 years of mortgage experience in a closing role • Working knowledge of Conventional and Government loans • Strong attention to detail • Ability to problem solve • Working in a fast pace environment • Good Microsoft Office Skills (Excel, Outlook, and Word) • Works independently • Reliable, Team Player

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