Credit Strategy Analyst

Description: • Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. • We aim to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them. • We offer a flexible work experience, top-tier benefits, and growth opportunities in a culture built on our core values: • Put People First – We foster an inclusive, flexible, and fun workplace. • Create Clarity – Open communication drives trust and results. • Get Things Done – We focus, prioritize, and deliver with excellence. • Deliver with Heart – We lead with kindness, humility, and strong teamwork. • Listen to Our Customers – Their needs drive our innovation. • We are looking for collaborative, innovative team players who like to solve problems. If you're inspired by inspiring others and want to make a real difference, Best Egg is the place for you. • We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team. • We are seeking an experienced Credit Strategy Manager to drive the growth of our home-secured personal loan portfolio. This role focuses on Underwriting, Pricing, Loan amount & Fee decisions across all acquisition channels, driving strategy improvement, innovation and investor returns. The ideal candidate will bring expertise in lending, applying credit models, and data-driven decision-making to help us expand our market share while maintaining robust risk controls. • This is a full-time, permanent position with competitive benefits and upward mobility. If you call yourself a self-starter who can work in any environment and enjoy every day bringing unique challenges and opportunities, then you will thrive in this role. Requirements: • 5-7+ years’ experience in a similar analytical role • Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus • Experience in the financial industry, credit risk and mortgage/home equity experience required • Must be proficient in Python or similar, SQL, and MS Excel • Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques • Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable • Excellent English written/verbal communication skills, critical thinking and interpersonal skills • Highly independent and self-motivated to form opinions that are supported by data. • Strong knowledge of modeling tools and techniques and use in strategy • Ability to understand competitive pressure, economic trends and their business impacts. • High Energy with ability to work in a fast-paced environment • Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors • Demonstrated technical leadership skills including self-direction, coaching, and mentoring • Highly motivated, well organized, capable of developing and executing business analysis, and able to communicate status and results effectively • Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment • Ability to work effectively both independently and as a team member • Be confident and willing to challenge status quo, but also willing to concede and execute other’s ideas when necessary • Capable of teaching and learning from others to promote continuity of knowledge and personal development • Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance Benefits: • Pre-tax and post-tax retirement savings plans with a competitive company matching program • Generous paid time-off plans including vacation, personal/sick time, paid short--term and long-term disability leaves, paid parental leave, and paid company holidays • Multiple health care plans to choose from, including dental and vision options • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! Apply Job! Apply to this Job