Lead Credit Officer

About the position Responsibilities • Analyze credit risk for clients in the real estate, gaming, and lodging sectors. • Monitor portfolio performance and produce periodic review reports, including annual reviews. • Identify key risks and mitigation measures while assessing credit proposals. • Utilize assigned lending authority to approve underwriting, structuring, and risk grading of loans. • Coordinate with the Securitized Products Group for deal flow related to CMBS transactions. • Work with CIB Coverage and Global Corporate Banking partners for REALIB deals. • Participate in due diligence and provide credit expertise in structuring new debt facilities. • Develop detailed financial models specific to transactions, including financial statement analysis and projections. • Conduct sensitivity analysis on projections for stress testing on loans and serviceability. • Analyze deal-specific covenants as early warning signals while monitoring loans. • Manage a team of credit analysts, supervising deliverables and developing junior employees' skills. • Participate in recruitment and training of junior team members. Requirements • Bachelor's degree in Business Administration, Finance, Accounting, Economics, or related field. • 5 years of experience in credit risk analysis or related roles such as Lead Credit Officer or Credit Officer. • Experience in credit underwriting and credit analytics. • Knowledge of CRE lending across various sectors including office, multifamily, retail, industrial, lodging & gaming. • Familiarity with U.S. and international markets and various loan types. • Experience with corporate banking products including bonds, derivatives, and corporate credit cards. • Proficiency in three-statement financial modeling and syndicated bank loan market. Benefits • Telecommuting permitted up to 40% of the week. Apply tot his job Apply To this Job