Credit Risk Analytics - Director

Description: • Develop and own credit risk strategy for a lending portfolio and continuously iterate to improve approval criteria, credit limit assignment strategies and portfolio performance • Establish performance metrics, develop automated reporting dashboards using SQL and Python to monitor portfolio performance • Hire, train and manage a team of risk analysts to build mature credit risk management practices, with a focus on quality and scalability • Conduct analysis using advanced data analytics to evaluate trends in portfolio performance and provide recommendations to optimize portfolio risk based on company targets • Work with cross-functional teams to explore new ways of finding insights from data, identify patterns and trends, and make recommendations to senior leadership • Design A/B testing strategies for underwriting experiments, evaluate impact and provide recommendations • Work with external vendors to prioritize and manage product evaluation and data studies • Regularly work with senior leadership (C-Suite) team members to manage expectations around delivery and present solutions Requirements: • Bachelor's degree in a quantitative discipline required (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields) • 10+ years of experience with data analytics in Credit Risk, supporting risk strategies for consumer lending products • Hands-on, detail-oriented leader with 6+ years of experience in leading a team of analysts • Proven track record of developing and implementing effective risk management strategies • Established experience with relational databases and SQL • Programming experience with Python • Strong quantitative and problem-solving skills with key attention to detail • Experience supporting and working with cross-functional teams in a dynamic environment • Excellent communication skills and ability to interface with business units and senior leadership (C-suite) across the organization • Ability to effectively manage multiple cross-functional projects with tight deadlines Benefits: • Competitive salary and benefits package • Flexible, remote work • Fun, fast-paced work environment • Dynamic start-up culture • Convenient downtown Chicago office located in the heart of the city Apply Job!